Suite of services
End-to-end consulting that removes operational and regulatory weight from fintech teams, so founders can focus on the product and market.
Integrated expertise
01 · Bank liaising
For a payment aggregator, neobank or lending platform, a primary bank partner is often the most critical dependency. We manage the high-friction process end to end.
Identify, position and pitch your product to banking partners aligned with its operating model, risk profile and technical requirements.
Structure compliant account arrangements with scheduled commercial banks to support transparent fund flows and merchant payouts.
Represent platform interests in discussions on pricing, reserves, service levels and integration timelines.
Translate institutional requirements into coordinated technical and operational workstreams.
02 · Process engineering
A compelling interface requires an operational engine that can route, reconcile and account for every transaction.
Design intelligent gateway routing logic to improve success rates, manage partial failures and control processing costs.
Establish end-of-day workflows that identify and resolve discrepancies across banks, networks and internal ledgers.
Implement practical assessment frameworks, dispute workflows and monitoring patterns to control systemic exposure.
03 · Regulatory support
Navigate evolving requirements with practical systems that protect the business without slowing responsible growth.
Step-by-step preparation for RBI authorization requirements, documentation, operating structures and ongoing threshold considerations.
Merchant onboarding, customer due diligence, digital KYC/Video-KYC and continuous monitoring aligned with applicable directions.
Pre-screen operational controls, data localization and IT infrastructure for regulatory system audits and PCI-DSS readiness.
Translate central bank directions and payment standards into clear product, engineering, risk and operations requirements.
Structure policies, process narratives, control evidence and application materials for institutional and regulatory review.
Review the operating model as products, volumes, partner expectations and regulatory requirements evolve.
Our engagement model
Every engagement is shaped to the company’s stage, operating model and immediate institutional dependencies.
Assess the product, fund flow, current partners, controls and critical constraints.
Define the target banking, operational and compliance model.
Coordinate founders, product, risk, compliance and institutional stakeholders.
Support documentation, negotiation, implementation and readiness through launch.
Surface the institutional and operational friction before it affects growth.